New Zealand property tech

Property tools,
built for the people
who actually sell property.

Vantage360 is a calculation engine for New Zealand property — giving developers, brokers, and buyers the tools the industry has been missing. Built by a sales consultant who got tired of spreadsheets breaking mid-meeting.

v38
Shipped versions
38/38
Regression tests passing
4
NZ regions live
1
Major developer client
What we're building

One platform.
Three audiences.
Zero spreadsheet wrangling.

Vantage360 is a suite of property-finance tools built for the New Zealand market — proper NZ tax treatment, actual First Home Buyer eligibility logic, real serviceability math across the major lenders.

Our first product, Vantage Property Tools, is live and white-labelled for a major NZ developer across Christchurch, Auckland, Tauranga and Central Otago. Our second, Vantage Broker, is in development as New Zealand's answer to the multi-lender serviceability engines Australian brokers already take for granted. More to come.

Tool screenshot placeholder — replace with an image of the investor calculator
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Who we build for

Three audiences.
One calculation engine.

Whether you're selling new builds, structuring loans, or modelling your first investment — the math underneath is the same. We've built it once, properly, for New Zealand.

● Live

For Developers

White-label investor calculators, First Home Buyer journeys, and side-by-side comparison tools — embedded in your sales pipeline. Live for a major NZ developer across four regions. Full NZ tax engine with ring-fencing, bright-line, trust entity support, and real serviceability.

Book a demo
◐ In development

For Brokers

Serviceability across every major New Zealand lender in a single view — ANZ, ASB, BNZ, Westpac, Kiwibank and the non-banks. One input, every bank's assessment side-by-side. The Quickli-equivalent NZ brokers have been asking for. Closed beta in 2026.

Join the beta
○ Coming 2026

For Buyers

Proper investor cashflow analysis, First Home Buyer planning with KiwiSaver and Kāinga Ora eligibility, and rent-vs-buy modelling. Free, no lead-gen, no gimmicks. Just the tools New Zealanders need to make real property decisions.

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Built with, not sold to

Real partners.
Real deployments.
No vapourware.

Vantage360 is live in production — not a deck with a waitlist. Our tools are deployed on Cloudflare's global network, hardened through 38 release cycles, and tested against a locked suite of New Zealand tax-and-finance scenarios before every deploy.

Distribution partner

Integration with Your Money Blueprint — 73 financial calculators, direct-to-consumer reach.

Infrastructure

Cloudflare Pages + Workers + D1. Global edge, sub-100ms latency, no cold starts.

Tax engine

NZ PAYE, ACC levy, student loan, ring-fenced rental losses, trust entity treatment.

Quality gate

38-check regression test suite. Every deploy must pass. Every calculation is verifiable.

Who we are

Three people, shipping.

Narain Michael
Founder · Head of Product

Auckland-based property sales consultant. Built the Vantage calculation engine through 38 production versions. Owns the negotiation and consulting process with investors and first-home buyers — and designs every tool based on what actually works in a client meeting.

Lucinda van Zyl
Managing Director

Managing Director at Vantage360. Leads QA, issue tracking, and developer engagement. The discipline behind every release — if a calculation isn't right, it doesn't ship.

Bobby Bennett
Head of Technology

Technical lead. Responsible for infrastructure, deployment pipelines, and the technical direction of the Vantage platform as it scales from a single-file tool into a white-label SaaS.

Let's talk

Developer, broker, or investor?
We want to hear from you.

Whether you're pitching us your pipeline, your lender requirements, or a weekend's curiosity — we read every message.

Email us at hello@vantage360.co.nz